Expensive!

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Chad
Posts: 22
Joined: Wed Sep 04, 2019 3:49 pm

Expensive!

Post by Chad » Tue Nov 12, 2019 4:34 pm

I thought I'd try Adrian Flux for my renewal yesterday... This quote was more expensive than my existing company! They suggested on the phone that they put me through to another company. I had to give all my details again. This quote was £440, so this company then also transferred me. Again I had to give all my details again (x3 times). This quote was £650. And I was told that although I wanted business cover for both my wife and I, I was told that the business cover was only in relation to MY business, and not my wife's!!! so my wife could only use the car for business use if she was doing my job???!!! Really?!
I then contacted Direct Line. I got the cover I wanted with no voluntary access for £322. Business cover, 10K miles per/yr.
Vehicle garaged overnight. 53 years old. University Lecturer, no convictions, no accidents, 11 years NCD. Wife GP (NHS). Same age, same (clean) history and Adrian Flux/their contacts quote me £650....... apparently the reason why the price is high is "because I've only had the vehicle 3 months so I'm high risk". (I also ride a BMW R1200GS motorbike- which costs me £180 a year for insurance... High risk eh??)
CX3 Sport Nav Auto 1.5d. Soul red 48mpg (long motorway commute) 0-60mph in around 20 minutes :roll:

DaveG
Posts: 313
Joined: Sat Jul 15, 2017 3:52 pm
Location: Bournemouth

Re: Expensive!

Post by DaveG » Tue Nov 12, 2019 4:48 pm

I was also not impressed with them, also tried another broker, but none could beat my exiting insurer LV.
CX3 Sport Nav - Petrol - Auto - safety pack - snowflake white - 2019

MJC1216
Posts: 384
Joined: Thu Mar 22, 2018 10:18 pm
Location: Leyland Lancashire

Re: Expensive!

Post by MJC1216 » Tue Nov 12, 2019 6:24 pm

LV for me and 180days Europe cover and other extras £320 per year 56 semi retired and parked on drive.
Mazda CX3 2.0 Sport Nav Petrol Dynamic Mica Blue Manual registered 30/11/17

User avatar
HouseSpider
Posts: 459
Joined: Thu Jan 11, 2018 11:47 am
Location: New Forest

Re: Expensive!

Post by HouseSpider » Tue Nov 12, 2019 7:57 pm

£373 with LV for 15k miles per annum including business cover in the highways maintenance industry , parked on driveway, clean drivers licence.
Sports Nav Auto Petrol 2017, 131bhp (chipped), Soul Red, Half Stone Leather, Safety Pack, Arm Rest, Auto Folding Mirror Kit, Detachable Tow Bar, HatchBag Boot Liner, Stebel Nautilus Compact horn.
New Forest
50ish mpg

steve67
Posts: 233
Joined: Sat Jun 10, 2017 10:14 am
Location: Derby

Re: Expensive!

Post by steve67 » Wed Nov 13, 2019 7:16 am

i looked at Adrian Flux insurance, but as always came back high., just re-insured with Aviva.
me and my wife to drive- clean licence full comp, £200 excess, protected 15yrs plus NCB, £177
One of those annoying cyclist, who happens to also drive a CX3 SPORT NAV IN ETERNAL BLUE on the odd occasion ... The CX3 has been a pleasure to drive but it's time to move on. ...NOW DRIVING A MAZDA CX30 GT SPORT-JAN 2020

Paul97
Posts: 151
Joined: Sat Feb 09, 2019 7:48 am
Location: Seaton Carew

Re: Expensive!

Post by Paul97 » Wed Nov 13, 2019 11:47 am

steve67 wrote:
Wed Nov 13, 2019 7:16 am
i looked at Adrian Flux insurance, but as always came back high., just re-insured with Aviva.
me and my wife to drive- clean licence full comp, £200 excess, protected 15yrs plus NCB, £177
Great price 👍
2017 SE-L-NAV ETERNAL BLUE

steve67
Posts: 233
Joined: Sat Jun 10, 2017 10:14 am
Location: Derby

Re: Expensive!

Post by steve67 » Wed Nov 13, 2019 12:16 pm

Paul97 wrote:
Wed Nov 13, 2019 11:47 am
steve67 wrote:
Wed Nov 13, 2019 7:16 am
i looked at Adrian Flux insurance, but as always came back high., just re-insured with Aviva.
me and my wife to drive- clean licence full comp, £200 excess, protected 15yrs plus NCB, £177
Great price 👍
It's on a multi car policy with my 22yrs old son who has a new Mazda 3...his came in at £537 yrs ncb..not bad for a young driver...with a 2ltr engine and £23k car👍
I also have my home and travel insurance with them...😎
As a comparison admiral came back at £950 for both cars😲😲
One of those annoying cyclist, who happens to also drive a CX3 SPORT NAV IN ETERNAL BLUE on the odd occasion ... The CX3 has been a pleasure to drive but it's time to move on. ...NOW DRIVING A MAZDA CX30 GT SPORT-JAN 2020

Chad
Posts: 22
Joined: Wed Sep 04, 2019 3:49 pm

Re: Expensive!

Post by Chad » Fri Nov 15, 2019 10:01 am

Wouldn’t it be great if insurance companies gave you 50% of your premiums back at the end of the year if you don’t make a claim?! (Assuming you have full NCD).
CX3 Sport Nav Auto 1.5d. Soul red 48mpg (long motorway commute) 0-60mph in around 20 minutes :roll:

Boyle de Cabbage
Posts: 166
Joined: Wed Oct 12, 2016 9:00 am

Wanna get flucked? Go to Adrian Flux!

Post by Boyle de Cabbage » Sat Nov 16, 2019 11:20 am

With a slightly more serious tone; the days of the broker are really over. Now everything is online we can each do what a broker does and hunt around for the cheapest deal with the cover we need. A broker, by definition is a re-seller and has to pile their fee on top of the cost of the insurance.

A bit like travel brokers, I fail to see how they continue to exist.
Trying not to obsess over MPG

zoylander
Posts: 236
Joined: Wed Jun 28, 2017 2:10 pm
Location: Somerset

Re: Expensive!

Post by zoylander » Sat Nov 16, 2019 6:05 pm

I want the best cover, not the cheapest.
My CX-3 is insured with LV through Mazda, so that in the event of a claim I only have to deal with Mazda.
For my classic car insurance I use a specialist broker.
CX-3 SE 2.0L 2WD Auto. 43.5mpg.

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