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Re: Expensive!

Posted: Tue May 12, 2020 11:15 am
by fourbanks
just paid £494-85 for my Mazda yearly premium. this includes legal cover breakdown as follows
Motor premium £408.31
Motor Legal £31.95
Protected NCD £27.09
Broker Fee £27.50
Total cost £494.85
You paid £494.85

Re: Expensive!

Posted: Tue May 12, 2020 4:52 pm
by HouseSpider
Just paid £336 covering personal & business use, ncd protection, etc with LV.

Re: Expensive!

Posted: Wed May 13, 2020 10:17 am
by fourbanks
HouseSpider wrote: Tue May 12, 2020 4:52 pm Just paid £336 covering personal & business use, ncd protection, etc with LV.
the difference in the premium I think must be where you live ? my renewal come through from LV under my previous car insurance from Mitsubishi which is also underwritten by LV for £550 so by now transferring it to Mazda LV I've saved £55.

Re: Expensive!

Posted: Wed May 13, 2020 5:23 pm
by st3v3cx-3
fourbanks wrote: Wed May 13, 2020 10:17 am
HouseSpider wrote: Tue May 12, 2020 4:52 pm Just paid £336 covering personal & business use, ncd protection, etc with LV.
the difference in the premium I think must be where you live ? my renewal come through from LV under my previous car insurance from Mitsubishi which is also underwritten by LV for £550 so by now transferring it to Mazda LV I've saved £55.

Agreed re premium. There are so many variables - your age, where you live, any driving penalties, any claims in last 5 years, any additional drivers, are you a new customer etc etc - that it makes comparing premiums to other peoples somewhat academic, in my opinion. All I do is use one or more of the comparison sites each year and get quotes. Surprise surprise you'll often get a cheaper quote on one of those sites from your existing insurance company - so ask them to price compare with themselves if you are happy with the reduced price ;)