Insurance cost

All Mazda CX-3 related discussions
Dogfuzz
Posts: 66
Joined: Sun Jul 15, 2018 3:34 pm
Location: SG4

Re: Insurance cost

Post by Dogfuzz » Tue Aug 13, 2019 5:09 pm

Swinton charged me £224 last year which then upped to £279 last week. Got them to discount to £253 which i accepted. Churchill were offering £218 on comparison site which i considered.
Next year I shall go for the cheapest whatever emerges from this smoke and mirrors guessing game!
CX-3 SPORT NAV ,5 DOOR HATCHBACK,1998CC,PETROL-2018


Strangways
Posts: 572
Joined: Mon Feb 06, 2017 10:35 pm
Location: Edenbridge Kent
Contact:

Re: Insurance cost

Post by Strangways » Tue Aug 13, 2019 6:04 pm

Insurance is a minefield. I had been with Direct Line for 4 years, but they increased the premium so much this year I decided to shop around. There are so many variables (inclusions and exclusions) that it can be difficult to know if you are getting a direct comparison. So basing it on my previous Direct Line cover I tried LV and a comparison website. All the offers from the comparison site were higher than LV and lower than Direct Line. I spoke to Direct Line who reduced their offer (what a cheek) but it was still dearer than LV. The amount I pay is really irrelevant to anybody else because of the variants I have included, but it came to £298 with which I am happy with compared to all other offers for the same cover. I wasn't just looking for the cheapest, I was looking for the best value for money for the cover I wanted.
2019 CX-3 2.0 Sport Nav+ Automatic in ETERNAL BLUE
2015 MX-5 2.0 Sport Nav Manual in SOUL RED


User avatar
HouseSpider
Posts: 289
Joined: Thu Jan 11, 2018 11:47 am
Location: New Forest

Re: Insurance cost

Post by HouseSpider » Tue Aug 13, 2019 6:48 pm

When I had my renewal back in May LV added over £80. I then declared I was a "member" as I have a financial policy with them and they then reduced it again by about £100. It was then as cheap as the lowest on the comparison sites.
Sports Nav Auto Petrol 2017, 131bhp (chipped), Soul Red, Half Stone Leather, Safety Pack, Arm Rest, Auto Folding Mirror Kit, Detachable Tow Bar, HatchBag Boot Liner.
New Forest
50ish mpg


Strangways
Posts: 572
Joined: Mon Feb 06, 2017 10:35 pm
Location: Edenbridge Kent
Contact:

Re: Insurance cost

Post by Strangways » Tue Aug 13, 2019 6:58 pm

HouseSpider wrote:
Tue Aug 13, 2019 6:48 pm
When I had my renewal back in May LV added over £80. I then declared I was a "member" as I have a financial policy with them and they then reduced it again by about £100. It was then as cheap as the lowest on the comparison sites.
I understand what you are saying, you have to question every offer you get. It really shouldn't be like that. Anyway I got the best deal that met my requirements, which is the important fact.
2019 CX-3 2.0 Sport Nav+ Automatic in ETERNAL BLUE
2015 MX-5 2.0 Sport Nav Manual in SOUL RED


DAN@ADRIAN FLUX
Posts: 7
Joined: Wed May 30, 2018 11:53 am

Re: Insurance cost

Post by DAN@ADRIAN FLUX » Wed Aug 14, 2019 7:49 am

Thaxted wrote:
Tue Aug 13, 2019 3:51 pm
Hi Dan, thank you for your reply but I've just realised that I made an error.
I had been all set to go with AF but had to pass my test again. When i first contacted company (Charlotte) i explained that i had originally passed my test in 1979 and that the DVA assured me that my license would officially date back to 1979 ( so I've been driving a long time) once I passed my test. "No problem" I was told, "that's fine".
However, when I phoned to activate the insurance the person I spoke to (Sophie) insisted that I be treated as a new driver, I.e. with zero driving experience. That increased the premium by £230! so needless to say I declined and went with a different company.
If you could check this then I would change to AF as the quote was originally more competitive.
Sorry for the confusion - I was really quite annoyed by the change in approach within two days.
Thaxted
Hi again,

If you could provide me with your full name / postcode I can look into this for you.

Regards,

Dan


fourbanks
Posts: 106
Joined: Sun Feb 24, 2019 1:21 pm
Location: Gatwick

Re: Insurance cost

Post by fourbanks » Wed Aug 14, 2019 11:03 am

my insurance on my new cx3 with Mazda insurance came to £520 and that's with 40 years of NCD nor any points or fines including parking. i guess that's reasonable for a new car?
Special edition sports black Petrol Automatic 46G Machine Gray Feb 2019


Strangways
Posts: 572
Joined: Mon Feb 06, 2017 10:35 pm
Location: Edenbridge Kent
Contact:

Re: Insurance cost

Post by Strangways » Wed Aug 14, 2019 11:22 am

fourbanks wrote:
Wed Aug 14, 2019 11:03 am
my insurance on my new cx3 with Mazda insurance came to £520 and that's with 40 years of NCD nor any points or fines including parking. i guess that's reasonable for a new car?
That is very expensive my £298 was on a brand new car. I found Mazda insurance to be one of the most expensive.
2019 CX-3 2.0 Sport Nav+ Automatic in ETERNAL BLUE
2015 MX-5 2.0 Sport Nav Manual in SOUL RED


steve67
Posts: 159
Joined: Sat Jun 10, 2017 10:14 am
Location: Derby

Re: Insurance cost

Post by steve67 » Wed Aug 14, 2019 12:14 pm

steve67 wrote:
Tue Nov 27, 2018 4:50 pm
just had to renew our insurance,
coming from a MAZDA2, i knew it was going to be a testing time trying to get a quote near to what i was paying last year...last year the 2 cost £240.
so with the cx3 being a bigger car etc i was expecting to pay a bit more.....shopping on the comparison sites it was as expected and my renewal premium was near double last years price...
so when i called ARRIVA i was very happy with there price of £138 ...

i'm 35yrs driving , full ncb, me and the mrs to drive 10k miles per yr

i know its a postcode lottery , but what are you chaps paying?


So I should be pleased with what I paid..

My son who is 22 is swapping from a 18 month old 1.0 TSI Ibiza to a new mazda3 se l lux..picks it up in September .. cost him nothing to swap he paid £450 last yr with 4yrs driving experience 3yrs NCB.
One of those annoying cyclist, who happens to also drive a CX3 SPORT NAV IN ETERNAL BLUE on the odd occasion :lol: :D


fourbanks
Posts: 106
Joined: Sun Feb 24, 2019 1:21 pm
Location: Gatwick

Re: Insurance cost

Post by fourbanks » Thu Aug 15, 2019 9:56 am

Strangways wrote:
Wed Aug 14, 2019 11:22 am
fourbanks wrote:
Wed Aug 14, 2019 11:03 am
my insurance on my new cx3 with Mazda insurance came to £520 and that's with 40 years of NCD nor any points or fines including parking. i guess that's reasonable for a new car?
That is very expensive my £298 was on a brand new car. I found Mazda insurance to be one of the most expensive.
thanks for confirming. the only benefits that I can see are that I can choose my repairer and that's about it?
Special edition sports black Petrol Automatic 46G Machine Gray Feb 2019


User avatar
jtonline
Posts: 990
Joined: Sun Nov 22, 2015 4:26 pm
Location: Herefordshire, U.K.
Contact:

Re: Insurance cost

Post by jtonline » Thu Aug 15, 2019 1:11 pm

fourbanks wrote:
Thu Aug 15, 2019 9:56 am
...the only benefits that I can see are that I can choose my repairer and that's about it?
All UK car insurers have to allow you to use a repairer of your choice rather than just their 'approved' one.

However, that said, they can charge you fee for doing so. When I took out my policy with LV, there was no excess on claims and no fee for using a non-approved repairer, then on renewal they added a compulsory excess and a fee if using non-approved repairer.
09/15 CX-3 Sport Nav, Dynamic Blue Mica, 1.5 Diesel, AWD, Automatic
My CX-3 website: http://www.jtonline.info
Have you added location & model info., including year to your CX-3 Forums profile? For help see this post: http://bit.ly/2fQzMfd


Post Reply

Return to “Main Mazda CX3 chat”